I just wanted to wish everyone a Merry Christmas from the Team! Have a great Holidays and think about the Team if you’re looking for life insurance resources in the new year. All the best to you and yours,

The Team

This is a guest article from Neil at Personal Finance World.

Group term life insurance is another type of life insurance cover, which the employers provide to their employees. It is an insurance contract that covers an entire group of people. It is also often provided as an employee benefits package. The policy generally is matured when an employee retires i.e. when he is around 60-65 years. The cost of such type of insurance policy for an employer is much less than what a person gets for an individual insurance cover. Such types of insurance policy are good if an employee does not have his personal policy or if his policy is inadequate. The employers usually pay most of the premiums of such policies, although a little employee contributions are also added to the premiums.

Group term life insurance coverage remains effective until the termination of employment of an employee or the term of the policy comes to end after a specific period. A person has the option to convert his group policy to an individual policy if he quits the employer. After the termination of service, the employer will no longer pay the premiums for the terminated employee. However, most people do not do such as the amount of premiums to be paid toward the individual coverage will be higher.

As with other types of group benefits, group term life insurance is normally cheaper than similar individual policy coverage. Hence, a group term life insurance policy is often considered as a better employee benefit package.

We know what it’s like, trust us.  All those hours spent shopping for insurance, and what do you have to show for it?  Chances are you are paying to much for something you didn’t really want in the first place.

That’s why we started Team Insurance Broker, because we wanted to make a difference.  Team Insurance Broker is about empowering you, and making you the captain of your buying experience.  It’s the breakaway you’ve been waiting for as you look to score top shelf in overtime.  Think of it as the winning hoop of insurance prices. The slam dunk of getting the best deal.  The winning point of a cricket match of insurance. The grand-slam of budgeting.  Like winning the Tour de France of best deals.

Yes, we are the action force of life insurance brokers and we are here to make a difference.  We want to get you the best deal possible, and we’re willing to work damn hard to achieve it.  Sorry about the language, but if you’re looking for a more committed team of professionals, then you won’t find it.  Simple as that.  So are you ready to meet the team?

(FROM LEFT TO RIGHT)

Tim Sedhu – Over 3 years in the business and already leading in assists for getting the best deals in insurance!

Karl Jones – Our senior advisor who knows a thing or two about going for touchdown passes in insurance!

Timothy Edwards – Think you know insurance? Think again because Timothy is the man with the golden hands!

Jason Sugarman – His name suggests he is sweet, but wait till he puts on his gloves!

Fredrico Montegano – How does the Team Insurance Brokers offices stay so clean? Just ask Fredrico!

George Sampson – You can find him lacing up and training into overdrive to get you the best deals!

So if you’re ready to get the best deals and get the TEAM working for you, then just send us an email.  Unfortunately we reserve the right to not take you on as a client, as we get over 1,000 requests a day and the team can only do so much. Oh, and what’s the speciality of the team you ask? Life Insurance.  Everything from term life insurance, to whole life insurance to disability insurance, to critical illness insurance to permanent life insurance.  You name it, and if it’s insurance we’ll take it to OT to get you the best deal.